RegX³ Platform Gateway
COMMERCIAL & MERCHANT PAYMENT DEFENSE

Stop Payment Fraud, Validate Accounts, and Protect Cash Flow

A unified suite built for eCommerce merchants, commercial originators, and billing platforms. Eliminate checkout bot attacks, verify customer routing numbers, and monitor commercial ACH transfers in real time.

FOR MERCHANTS & CHECKOUT
Fraud Defense Engine
Sub-100ms multi-vector screening that stops automated card-testing bots, fake account signups, and synthetic identity fraud before charges hit your gateway.
Explore Fraud Engine →
FOR ACH ORIGINATORS
Account Validation Shield
Direct FedACH routing checks and zero-float verification. Validates customer bank accounts before batch submission, preventing returned payments (R03/R04) and meeting NACHA mandates.
Verify Bank Accounts →
FOR PAYROLL & THIRD-PARTY SENDERS
Commercial ACH Anomaly Radar
Continuous telemetry that detects suspicious payroll spikes, off-hours batch releases, and direct deposit diversion patterns before funds leave the commercial account.
From $499 / mo • Institutional Batch Protection
Launch Anomaly Radar →

Represent a Community Bank or Sponsor ODFI?

Explore our Bank Risk Committee Console, Nacha Appendix Ten Compliance Matrix, and FedNow Pre-Execution Radar.

View Institutional Bank Suite →