● Keystone Community Bank (FDIC #24819)
Peak Relationship EP
+$0.70M
Inflection at [4] Apex Logistics LLC
Net Realized Portfolio EP
$-2.66M
After Below-Hurdle Drain
Value Destruction Tail Drain
-$3.36M
Recoverable via Covenants & Cures
Portfolio Value Concentration
39.9%
Top 4 Facilities Drive 100% Peak Value
Cumulative Relationship Profitability (CRP) & Optimization Frontier
Cumulative Economic Profit ($) vs Ranked Portfolio Facilities (Nodes [1] to [8])
● Baseline Actual
--- Remediated & Cured Frontier
Nodes [1] to [4]
Value Creators: Curve climbs to Peak Node [4] +$0.70M (Apex Logistics).
Nodes [5] to [8]
Value Destroyers: Sub-hurdle spreads destroy -$3.36M, dragging curve to -$2.66M.
Ranked Facility Value Contribution & Remediation Queue
Click column header to sort| Node ▲▼ | Facility ID ▲▼ | Borrower ▲▼ | Facility Type ▲▼ | Risk Grade ▲▼ | Balance ($M) ▲▼ | Credit EC ($k) ▲▼ | Facility EP ▲▼ | Tier ▲▼ | Action & Deal Desk Solver |
|---|