ODFI GOVERNANCE, INSTANT RAILS & BALANCE SHEET INTELLIGENCE
Automated Risk Oversight, NACHA Auditing, and Balance Sheet Intelligence
Bank-grade governance and wholesale credit intelligence built for Community Banks, Regional ODFIs, and Risk Committees. Continuous return telemetry, supervisory review, and real-time CRE/C&I concentration stress testing.
FOR SPONSOR BANKS & ODFIS
Open Bank Risk Console →
ODFI Risk Committee Console™
A real-time cockpit for bank executives and risk officers to monitor commercial originator return rates, catch problem accounts early, and download 1-click examiner audit packs.
REGULATORY & AUDIT
Launch Delta Review →
RegX³ Delta™ Regulatory Engine
Automated statutory gap analysis and compliance review. Continuously tracks active 2026 NACHA operating rules, Appendix Ten enforcement guidelines, and supervisory amendments.
FOR FEDNOW INSTANT RAILS
Launch FedNow Radar →
FedNow Instant Payment Radar
Instant recipient routing verification and ISO 20022 pre-execution fraud checks before irrevocable credit push settlement across instant payment rails.
WHOLESALE CREDIT & BALANCE SHEET RISK
Launch Portfolio Sentinel →
View Asset-Banded Licensing →
Portfolio Sentinel™
6-MODULE SUITE
Autonomous OCC 2006-46 dual concentration tracking (100% / 300% test), DFAST-Lite macro stress testing, 14×14 Markov credit migration, CECL waterfalls, and 1-click 9-Section ALCO Board Memorandums.