PREDICTABLE PAY-AS-YOU-GO & INSTITUTIONAL LICENSING
Transparent Pricing Built to Scale
Never pay for bloated flat fees or hidden compliance overhead. Choose between pay-as-you-go per-transaction screening or dedicated institutional bank oversight.
| Monthly Transaction Volume | Unit Price |
|---|---|
| First 1 to 50,000 transactions | $0.03 |
| Next 50,001 to 500,000 transactions | $0.015 |
| Volume over 500,000 transactions | $0.0075 |
| Account Validation Verification Type | Unit Price |
|---|---|
|
Instant Bank & Routing Verification
Checks that the bank and account exist before charging
|
$0.08 |
|
Account Ownership Check
Confirms customer owns the account to prevent fraud
|
$0.25 |
|
High Volume Savings (25,000+ / mo)
Automatic discounted pricing as your store grows
|
$0.04 |
|
Automatic Bank-Ready File Formatting
Formats files for your bank with zero manual data entry
|
Included |
|
Bounced Payment & Change Alerts
Instant alerts for failed payments and updated account info
|
Included |
FINTECH / THIRD-PARTY SENDER
Select Tier →
Starter Originator
$499 / month
- Up to 50,000 automated API rule lookups
- NACHA WEB/TEL validation matching
- Standard Dead-Letter Queue retry mesh
- Standard email support
COMMUNITY BANKS & REGIONAL ODFIs
Deploy ODFI Suite →
ODFI Compliance Suite
$1,499 / month
- Up to 250,000 automated API rule lookups
- Full downstream originator portfolio scoring
- 1-Click Examiner-Ready PDF certification
- Continuous annual audit cycle tracking
- Priority institutional support
CORE BANKING PROCESSORS
Contact Enterprise →
Enterprise Gateway
Custom Annual SLA
- High-capacity dedicated VPC cloud tenant
- Direct Braintree & Core Banking webhook ingestion
- Quarterly statutory policy & matrix delta updates
- Examiner-ready compliance audit logging & export
- Priority institutional escalation (1-day SLA)
- Fail-open zero-latency integration support
* Rule Lookup Accounting: An automated API rule lookup is counted only when a programmatic REST call screens an individual transaction against the compliance matrix. Manual web dashboard inquiries, statutory rule searches, and 1-click PDF examiner certifications are always unlimited.
Commercial Bank & Credit Union Balance Sheet Intelligence
Asset-Banded Annual Licensing
One predictable annual institutional license calibrated to total asset size. Zero loan ingestion taxes, no per-seat penalties, and unlimited ALCO Board & Executive Memo generation.
COMMUNITY LENDERS (< $750M ASSETS)
Request Community Proposal →
Community Tier
$18,500 / year
- Full Portfolio Sentinel™ Cockpit & Executive Overview
- ASU 2022-02 CECL Collateral-Dependent Loss Waterfall
- 1-Click ReportLab Executive ALCO Board Memo PDF Engine
- FFIEC UBPR Peer Benchmarking (< $1B Peer Cohort)
- Credit Risk Matrix & Single-Name Limit Surveillance
- Up to 5 ALCO & Credit Committee Seats Included
- Standard Email & Ingestion Support
CORE COMMERCIAL ($750M – $2.5B ASSETS)
Deploy Core Commercial Suite →
Core Commercial Tier
$34,500 / year
- Everything in Community Tier, plus:
- Deal Desk RVC™ Single-Name Risk-Adjusted Pricing Engine
- J.A.R.V.I.S. A-IRB Capital Arbitrage & Economic Value Strip
- DFAST-Lite 9-Quarter Macroeconomic Stress Simulator
- Markov Migration Matrix & 1-Year Forward Balance Drift
- Dedicated Loan Tape Schema Mapping & Ingestion Support
- Unlimited ALCO & Senior Credit Executive Seats
- Priority Quantitative Support SLA
REGIONAL BANKS ($2.5B – $10B+ ASSETS)
Schedule Enterprise Briefing →
Regional & Enterprise
$58,000+ / year
- Everything in Core Commercial, plus:
- Portfolio Capital Optimization (CRP Whale Optimizer)
- Custom Macroeconomic Shock Calibration & Scenario Ingestion
- Examiner-Ready Quantitative Methodology Attestation
- Dedicated Private VPC Cloud Deployment Option
- Quarterly Model Validation & Supervisory Crosswalk Review
- Dedicated Quantitative Risk Officer Account Lead
- Multi-Year Rate Freeze Guarantee
Want to test your institution's tape in a secure, ephemeral session?
Access the live interactive sandbox with sample credit facilities, test the DFAST shock engine, and compile a 3-page ALCO Board Memo on demand.
* Supervisory Governance Note: All Portfolio Sentinel™ quantitative modeling methodologies conform to OCC Bulletin 2006-46, SR 11-7 model risk management guidance, and ASU 2022-02 CECL standards. Contracts are executed under annual Master Services Agreements (MSAs) settled via ACH or Fedwire.
Interactive API Volume & Graduated Tier Estimator
Volume Savings Active
Model your multi-rail usage in real time. The estimator applies our exact graduated schedule: Storefront checks scale from 3¢ down to 0.75¢, and FedACH validations drop from 8¢ to 4¢ past 25,000 transactions.
Graduated Cost Curve
Volume Tier Tripwires (25k / 50k)
Active Operating Point
Total Monthly
$6,470.00
Total Volume
168,000 tx
Effective / Tx
$0.039
Storefront Checks (3¢ down to 0.75¢):
80,000 tx
Routing Validations (8¢ down to 4¢):
88,000 tx