RegX³ Platform Gateway
Special Assets Workout Command Center & Resolution Rail
Regulatory Standard: FASB ASC 326 (ASU 2022-02 TDR Exempt) | Basel Pillar 1 Special Assets Framework
PORTFOLIO NPL RESOLUTION ACTIVE
Special Assets Resolution Rails
Pillar 1A-4D Regulatory Classification & CECL Impairment Spread
Dynamic 4x4 Risk Matrix: Special Mention through Loss Classifications

Matrix telemetry operational: Current migration velocity indicates stable capital buffer under Basel III Standardized Approach.

Triple-NPV Arbitrage Engine
Comparative analysis: Foreclosure Liquidation vs. Note Sale vs. Restructure

Triple-NPV resolution engine online.

Asset Recovery Telemetry (ART Radar)
Borrower & Guarantor Liquid Asset Intelligence

ART Radar monitoring active garnishment and collateral attachment vectors.

Pareto Frontier & Workout Officer Workload Capacity
NSGA-II multi-objective workout assignment optimization

Workout department running at 74.2% operational capacity.

Legal Vendor Governance & Invoice Billing Audit
VADER NLP Sentiment & Supervisory Fee Compliance Audit (OCC Advisory 2013-29)
Law Firm Vendor Primary Jurisdiction Hourly Risk Score Audit Status Supervisory Compliance Finding
Skadden, Arps, Slate, Meagher & Flom New York (SDNY) 0.12 (Low) VERIFIED Fully compliant with FDIC Section 39 standards.
Kirkland & Ellis LLP Delaware / National 0.18 (Low) VERIFIED Standard institutional fee schedule.
Regional Foreclosure Counsel LLC Ohio / Pennsylvania 0.68 (Elevated) FLAGGED Duplicate motion fees detected; audit in progress.
ASC 326 / ASU 2022-02 WORKBENCH | TDR EXEMPT | CECL ACTIVE
Modified Loan Accounting & Distressed Restructure Impairment Engine
ASC 326-20 DISCOUNTED CASH FLOW
CARD 1: MODIFIED LOAN RESTRUCTURE ASSESSMENT
Facility ID:
FAC-OFFICE-88 (Tower Center)
Committed Balance:
$55,000,000
Contractual Effective Rate:
6.00%
Pre-Restructure DSCR:
0.90x
Current Risk Grade:
SUBSTANDARD
CARD 2: CONCESSION MODELING ENGINE
Modeled CECL Allowance: $4,850,000
Measurement Method: ASC 326 DCF at Original EIR